Schaffhausen Wealth Tax Calculator
Schaffhausen Wealth Tax Calculator 2025
Estimate your annual wealth tax in the Canton of Schaffhausen — progressive cantonal tariff combined with municipal multipliers (Steuerfüsse).
Schaffhausen levies wealth tax on your net wealth at 31 December. From worldwide assets (for residents), you deduct liabilities and wealth tax allowances; the remaining taxable net wealth is taxed using a progressive per-mille tariff. The resulting simple cantonal tax is then scaled by the cantonal tax rate and your municipality’s Steuerfuss.
This calculator reflects the 2025 Schaffhausen wealth tax structure as summarised in the TaxRep Schaffhausen hub: a progressive 0.9‰–2.95‰–2.3‰ simple tariff, personal allowances of roughly CHF 50,000 for single taxpayers and CHF 100,000 for married couples, and indicative child-related allowances of around CHF 10,000 per dependent child. It is intended for planning and comparison only and does not replace the official Schaffhausen tax calculator.
Taxable wealth = Net wealth − Personal allowance − Child allowance
Simple cantonal wealth tax (100%) = Progressive per-mille tariff on taxable wealth
Total wealth tax ≈ Simple tax × (Cantonal tax rate + Municipal tax rate)
In recent years the cantonal rate has been around 81 % of simple tax, while municipal rates for natural persons typically range from about 60–115 %, depending on the commune (excluding church tax).
Interactive Calculator
Enter your net wealth (assets minus debts), your filing status, the number of dependent children, and the municipal tax rate (Gemeindesteuerfuss) expressed as a percentage of the simple tax (e.g. 0.75 = 75 %). The script applies an indicative 2025 Schaffhausen tariff and a cantonal rate of 81 %.
Example Scenarios
Example A — Single, Net Wealth CHF 1,000,000, No Children, Municipal Rate 0.80
Net wealth CHF 1,000,000.
Base allowance (single) ≈ CHF 50,000 → taxable wealth ≈ CHF 950,000.
Progressive simple tariff (0.9‰ / 1.9‰ / 2.95‰ / 2.3‰) → simple cantonal wealth tax ≈ CHF 1,665.
Cantonal rate 0.81 and municipal rate 0.80 → total factor ≈ 1.61 → total wealth tax ≈ CHF 2,850
(effective rate ≈ 0.28 % of net wealth, excluding church tax).
Example B — Married, 2 Children, Net Wealth CHF 3,000,000, Municipal Rate 1.00
Net wealth CHF 3,000,000.
Base allowance (married) ≈ CHF 100,000 + child allowance 2 × CHF 10,000 = CHF 20,000 → total allowance ≈ CHF 120,000.
Taxable wealth ≈ CHF 2,880,000.
Simple cantonal wealth tax using the same progressive tariff ≈ CHF 6,624.
Cantonal rate 0.81 and municipal rate 1.00 → total factor ≈ 1.81 → total wealth tax ≈ CHF 12,000
(effective rate ≈ 0.40 % of net wealth, excluding church tax).
Figures are rounded and illustrative. Use the calculator with your own data and your municipality’s latest tax rate, and compare with the official Schaffhausen tax calculator for precise amounts.
Planning Use
- Vary the municipal tax rate (Gemeindesteuerfuss) to compare low- and higher-tax communes within Schaffhausen — at higher net-asset levels, differences in multipliers can materially affect long-term wealth tax.
- Combine this calculator with Allowances & Deductions and Valuation Rules to refine your taxable net wealth (mortgages, other debts, exempt pension assets, business valuations).
- Use the output as an input for broader Planning Strategies — choice of municipality, leverage and debt structuring, timing of gifts and inheritances and coordination with cross-border tax obligations (Germany, US, etc.).
- For complex holdings or cross-border profiles, consider a tailored review via the Schaffhausen Income Tax Service .