Calculator Calculator

Ticino Wealth Tax Calculator

Ticino Wealth Tax Calculator 2025

Estimate your annual wealth tax in the Canton of Ticino — combine the CHF 200,000 exemption, social deductions and a progressive cantonal base with your municipal multiplier.

Ticino levies wealth tax on your net assets at 31 December. For residents, taxable net wealth is worldwide assets minus deductible debts, less cantonal social deductions and a minimum exemption of CHF 200,000. The resulting taxable amount is subject to a progressive cantonal wealth tax tariff, and the cantonal base is then scaled by a cantonal coefficient (≈ 100 %) and your commune’s municipal multiplier (moltiplicatore comunale).

This calculator mirrors the structure described in the Ticino Allowances and Rates & Municipal Multipliers pages: a CHF 200,000 minimum exemption, social deductions of CHF 60,000 for married couples and CHF 30,000 per dependent child, and an approximate cantonal base that rises from about 0.22 % to 0.25 % of taxable net wealth. It is designed for planning and comparison only and does not replace the official Ticino calculator.

Formula (simplified):
Step 1 — Net wealth = Assets − Debts
Step 2 — Wealth after social deductions = Net wealth − Spouse deduction − Child deductions
Step 3 — Taxable wealth for tariff = max(0, Wealth after social deductions − CHF 200,000)
Step 4 — Cantonal wealth tax (base) ≈ Progressive per-mille schedule on taxable wealth
Step 5 — Total wealth tax ≈ Cantonal base × (Cantonal coefficient + Municipal multiplier)
The model is calibrated to typical Ticino examples: effective cantonal base of roughly 0.22 % at CHF 1 million and about 0.25 % at higher wealth levels, before municipal multipliers and any wealth-tax brake are applied.

Interactive Calculator

Enter your net wealth (assets minus debts as of 31 December), your marital status, the number of dependent children and your commune’s municipal multiplier (e.g. 0.75–0.90 for many Ticino communes). The calculator uses an approximate 2025 wealth tax schedule suitable for high-level planning and commune comparisons.

Example Scenarios

Example A — Single, Net Wealth CHF 1,000,000, No Children, Municipal Multiplier 0.85 (Bellinzona-level)

Net wealth CHF 1,000,000.
Social deductions: none (single, no children) → wealth after social deductions ≈ CHF 1,000,000.
Minimum exemption CHF 200,000 → taxable wealth ≈ CHF 800,000.
Cantonal base ≈ 0.22 % × CHF 800,000 ≈ CHF 1,760.
Combined factor (cantonal 1.0 + municipal 0.85) ≈ 1.85 → total wealth tax ≈ CHF 3,250 (effective rate ≈ 0.33 % of net wealth, excluding church tax and any wealth-tax brake).

Example B — Married, 2 Children, Net Wealth CHF 3,000,000, Municipal Multiplier 0.90

Net wealth CHF 3,000,000.
Social deductions: CHF 60,000 (spouses) + 2 × CHF 30,000 (children) = CHF 120,000 → wealth after social deductions ≈ CHF 2,880,000.
Minimum exemption CHF 200,000 → taxable wealth ≈ CHF 2,680,000.
Cantonal base: approx. 0.22 % on first CHF 1,000,000 and 0.25 % on the remainder → cantonal base ≈ CHF 6,400.
Combined factor (1.0 + 0.90) = 1.90 → total wealth tax ≈ CHF 12,000 (effective rate ≈ 0.40 % of net wealth, excluding church tax and wealth-tax brake effects).

These scenarios are rounded and based on the simplified model above. For more precise planning, input your own figures into the calculator and cross-check with the official Ticino tax calculator and current municipal multipliers.

Planning Use

  • Use the municipal multiplier field to compare communes (e.g. low-tax Collina d’Oro versus Bellinzona or Lugano) and see how location within Ticino affects your wealth tax burden.
  • Combine this calculator with the Allowances & Deductions and Valuation Rules pages to refine your taxable net wealth (mortgages, other debts, exempt pension assets, business valuations, etc.).
  • Consider the interaction with the wealth-tax brake, which can cap Ticino wealth tax for asset-rich, income-poor taxpayers. This requires modelling income and wealth together.
  • Feed the result into broader Planning Strategies — choice of commune, leverage and debt structuring, timing of gifts and inheritances, and cross-border coordination for non-Swiss assets.
  • For complex portfolios or international profiles, a tailored review via the Ticino Income Tax Service can integrate income, wealth, inheritance and cross-border issues.